Loan Cost and Terms

South Carolina

PayDay One is committed to providing great rates to our customers. In fact, we are the only online lender that offers a Great Rate Guarantee. We shop around so you don’t have to. But if you do find a lower price from another online lender we'll match it.

PayDay One offers installment loans up to $675 in South Carolina. Please see below for an example payment schedule for a $675 loan. Installment loans are more flexible than tradition payday loans. Here's how:

  • Flexible payment schedule: Make regular monthly payments or pay off your loan at any time - it's your choice!
  • Pro-rated fees: Only pay for the number of days you keep your loan. For instance, if you paid your loan off in full in two weeks, you would pay $17.50 in finance charges per $100 borrowed (456.25% APR).
  • No hidden fees: No origination fees, no setup fees, and you can pay your loan off at any time without additional penalties or charges.

Pay Frequency:

Loan
Amount		 Payments
(Bi-Weekly)		 Bi-Weekly
Payment
Amount		 Total Due APR
$675 20 $123.02 $2,459.71 455.01%


Annual Percentage Rates (APRs) may vary by loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

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866-580-1226

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