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Refer a Friend

Refer a Friend

Refer a friend and get $50. It’s simple!

Want a way to help your friends and make some cash for yourself? Just refer your friends and family to PayDay One. Then whenever they get their first loan with us, you’ll get $50 deposited directly into your account! It’s a great deal for them and a sweet deal for you. Plus, there is NO LIMIT to how many referral bonuses you can earn.

To refer a friend now, log in and click on the Referrals tab in My Account.

How it Works:

Once you become a customer you will receive a special referral email link that you can forward to your friends. When your friends use that link to get a loan, you will be eligible for a $50 bonus sent directly to your bank account.

For each friend that you refer to PayDay One who receives a loan, we will deposit a Referral Bonus to your checking account, under the following guidelines. A customer will only be deemed to have been referred for the purposes of these Terms and Conditions if:

  • They are not a PayDay One user at the time of the PayDay One Referral.
  • They apply for and receive a PayDay One loan.
  • For all referrals, you must have a PayDay One account in good standing.

The Referral Bonus is $50 per first loan opened. For each new account you refer, you are only eligible to receive one bonus. This Referral Bonus payment will be electronically deposited into your checking account on the next business day.

To be eligible for the Referral Bonus, the friend must sign up for his or her PayDay One loan by going to the PayDay One site through your Referral Link or entering your unique Referral ID on the last page of the application.

Restrictions:

You must only refer PayDay One to individuals with whom you have a pre-existing personal relationship. Without limiting the generality of the foregoing, you must not obtain names for referral from group email addresses or email mailing lists. You may not submit yourself for this referral Bonus. Notice: Referral Program is not available to Wisconsin residents.

We strictly forbid the sending of unsolicited e-mail to numerous recipients ("spamming") and any PayDay One user who spams other Internet users for referral Bonuses will have his or her referral link immediately and permanently terminated. We are committed to providing a convenient and secure lending service and we are committed to do this without the nuisance of unsolicited email. This is something we feel strongly about and vigorously monitor referrals for spam abuse.



We apologize for the inconvenience, but we are currently not originating loans in your state.

Our partner, ThinkCash, may be able to assist you with your loan needs.

We will automatically redirect you in a few seconds to complete an application with ThinkCash, or you may visit them at www.thinkcash.com at your convenience. Thank you!


DELAWARE DISCLOSURES Section 2235A(b)

  • This loan is designed as a short term cash flow solution and is not designed as a solution for longer-term financial problems
  • Additional fees may accrue if the loan is rolled over
  • Credit counseling services are available to consumers who are experiencing financial problems
DELAWARE DIVULGACIONES Sección 2235A(b)

  • Este préstamo está diseñado como una corto plazo el flujo de caja y la solución no está diseñado como una solución a largo plazo problemas financieros
  • Tasas adicionales pueden acumular si el préstamo se arrastro’
  • Servicios de consejer’ia de crédito están disponibles para los consumidores que están experimentando problemas financieros






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© 2002 - 2013 PayDay One All Rights Reserved.

IMPORTANT DISCLOSURES: PayDay One and its affiliates offer payday advances, installment loans and credit services only to residents in those states where permitted by law. To obtain a loan, you must have a valid checking account and email address. In most cases loans will be funded the next business day without requiring any faxing of information unless we are unable to verify your application information. Great Rates refers to rates as compared to other similarly licensed online lenders.

This is an expensive form of credit. PayDay One loans are designed to help you meet your short-term borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for longer-term credit or other financial needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Refinancing may be available and is not automatic. Refinancing your loan will extend the term of the loan and result in additional interest charges. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. We will never charge you any "hidden fees" that are not fully disclosed in the Loan Agreement or the Loan Cost & Terms. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. We adhere to the Federal Debt Collections Protection Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. Customers with credit difficulties should seek credit counseling.

First time PayDay One customers typically qualify for loans from $100 to $1,000.

Single-Payment (Payday) Loans
in CA, ID, OH, TX
Multi-Payment (Installment) Loans
in DE, IL, LA, MO, NM, SC, SD, UT, WI
APR range for loans with a 14-day term:
459.90% - 663.67%
APR range for loans with bi-weekly payments:
198.44% - 637.00%
For example: A $250 loan in California repaid in 14 days, including $44.10 of finance charges, has an APR of 459.90%. For example: A $750 loan in South Dakota repaid in 18 bi-weekly payments of $114.74, including $1,315.33 of interest, has an APR of 358.99%.

The foregoing are examples only — loan amounts, loan repayment terms and applicable finance charges vary by state and are governed by your loan agreement and relevant state law. Please see Loan Cost & Terms for more details.

CONSUMER NOTICE: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

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