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Payday Advance


No faxing, cheap rates, immediate answers combine for a winning combination on your payday advance

Payday advance money is needed at times in almost everyone's life. A loan at PayDay One is a quick and easy way to cover any emergency cash need that might arise.

Payday advance loans at PayDay One have helped thousands of people just like you make it to their next payday. If you have a job and a checking account you can take advantage of our low-cost service today.

How it Works
Simply complete our online application (no faxing), and submit the application from our web site. You will receive an email response with the application results. Once you're approved, you can return to PayDay One and accept your payday loan.

What is Required to Get a PayDay One Loan?
Getting a PayDay One loan is easy, all you need is a job or proven source of income, Email address, listed home phone, checking account in good standing, and you must be at least 18 years of age.

PayDay One will not deposit funds into accounts with negative balances.
Your application will be either approved or declined based on our evaluation of the information you provide. Occasionally we may ask customers to fax additional information.

When is a PayDay One Loan Not OK?
When you find yourself having to depend on the money you receive from an advance day after day, week after week you're probably overextending yourself a bit. At PayDay One , we want to be here for you whenever you need us, but we don't want you to think of us as a long-term solution. So ask yourself, do you think of a cash advance as part of your monthly income or as a short-term emergency solution? If we've become like an extra paycheck, maybe it's time you also considered some other choices.



We apologize for the inconvenience, but we are currently not originating loans in your state.

Our partner, ThinkCash, may be able to assist you with your loan needs.

We will automatically redirect you in a few seconds to complete an application with ThinkCash, or you may visit them at www.thinkcash.com at your convenience. Thank you!


DELAWARE DISCLOSURES Section 2235A(b)

  • This loan is designed as a short term cash flow solution and is not designed as a solution for longer-term financial problems
  • Additional fees may accrue if the loan is rolled over
  • Credit counseling services are available to consumers who are experiencing financial problems
DELAWARE DIVULGACIONES Sección 2235A(b)

  • Este préstamo está diseñado como una corto plazo el flujo de caja y la solución no está diseñado como una solución a largo plazo problemas financieros
  • Tasas adicionales pueden acumular si el préstamo se arrastro’
  • Servicios de consejer’ia de crédito están disponibles para los consumidores que están experimentando problemas financieros






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© 2002 - 2012 PayDay One All Rights Reserved.

IMPORTANT DISCLOSURES: PayDay One and its affiliates offer payday advances, installment loans and credit services only to residents in those states where permitted by law. To obtain a loan, you must have a valid checking account and email address. In most cases loans will be funded the next business day without requiring any faxing of information unless we are unable to verify your application information. Great Rates refers to rates as compared to other similarly licensed online lenders.

The OneNow Visa Prepaid Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank; Member FDIC. The Bancorp Bank is not affiliated in any way with this product and does not endorse or support this offer.
OBTAINING YOUR CARD: THE USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.

CONSUMER NOTICE: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

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