Loan Cost and Terms

Oregon

PayDay One is committed to providing great rates to our customers. In fact, we are the only online lender that offers a Great Rate Guarantee. We shop around so you don’t have to. But if you do find a lower price from another online lender we'll match it.

Maximum Loan Amount

The maximum loan amount for Oregon residents is $300.

Below is the Fee Schedule for a 31 day loan. To view different terms, change the days of loan below.

Days of Loan:

Loan Amount	Total Interest and Fees	Total Due	APR
$100	$13.06	$113.06	153.77%
$150	$19.58	$169.58	153.69%
$200	$26.11	$226.11	153.71%
$250	$32.64	$282.64	153.72%
$300	$39.17	$339.17	153.73%

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Fees and Charges

Your loan cost will include an interest charge based on an annual rate of 36% of your principal amount borrowed, and a non-refundable origination fee of $10.00 per $100 borrowed. Please see the rate chart above for more detail.

Repayment Option(s)

Your loan must be paid in full on your scheduled due date.

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