Loan Cost and Terms

Ohio

PayDay One is committed to providing great rates to our customers. In fact, we are the only online lender that offers a Great Rate Guarantee. We shop around so you don’t have to. But if you do find a lower price from another online lender we'll match it.

Repayment Option(s)

All payment changes must be made by 4:00 PM Central Time the banking day before your scheduled due date.

  • Pay your loan in full (this is what will occur if you do not make changes to your scheduled payment)
  • Refinance your loan and pay just the interest and fees – you may use this option up to four times*
  • Refinance your loan, pay the interest and fees plus 10% towards the principal – you may utilize this option until the loan balance is paid off* *Please Note: You must log on to the website to change your payment option by 4:00 PM Central Time the banking day (excluding bank holidays) before your scheduled due date.

Below is the Fee Schedule for a 14 day loan. To view different terms, change the days of loan below.

Days of Loan:

Loan
Amount		 Lender
Interest		 CSO**
Fee		 Total
Interest
and Fees		 Total Due APR
$100 $0.96 $22.50 $23.46 $123.46 611.64%
$150 $1.44 $33.75 $35.19 $185.19 611.64%
$200 $1.92 $45.00 $46.92 $246.92 611.64%
$250 $2.39 $56.25 $58.64 $308.64 611.53%
$300 $2.87 $67.50 $70.37 $370.37 611.55%
$350 $3.35 $78.75 $82.10 $432.10 611.56%
$400 $3.83 $90.00 $93.83 $493.83 611.57%
$450 $4.31 $101.25 $105.56 $555.56 611.58%
$500 $4.79 $112.50 $117.29 $617.29 611.58%
$550 $5.27 $123.75 $129.02 $679.02 611.59%
$600 $5.75 $135.00 $140.75 $740.75 611.59%
$650 $6.22 $146.25 $152.47 $802.47 611.56%
$700 $6.70 $157.50 $164.20 $864.20 611.56%
$750 $7.18 $168.75 $175.93 $925.93 611.57%
$800 $7.66 $180.00 $187.66 $987.66 611.57%
$850 $8.14 $191.25 $199.39 $1,049.39 611.57%
$900 $8.62 $202.50 $211.12 $1,111.12 611.58%
$950 $9.10 $213.75 $222.85 $1,172.85 611.58%
$1,000 $9.58 $225.00 $234.58 $1,234.58 611.58%
** Credit Service Organization

Fees and Charges

In Ohio, PayDay One Express of Ohio, LLC ("PayDay One") is a Credit Service Organization. We are not a lender, and cannot promise that the lender will extend credit to you. The lender makes loans at 25% per annum simple interest. We are obtaining an extension of consumer credit for you from the lender. For this service, PayDay One charges a fee of $22.50 per $100 of the Amount Financed.

Get Started Now Or apply by phone
866-580-1226

  •  

Time Remaining

To Get Cash By Tomorrow