Loan Cost and Terms

Missouri

PayDay One is committed to providing great rates to our customers. In fact, we are the only online lender that offers a Great Rate Guarantee. We shop around so you don’t have to. But if you do find a lower price from another online lender we'll match it.

Maximum Loan Amount

The maximum loan amount for Missouri residents is $500.

Repayment Option(s)

All payment changes must be made by 4:00 PM Central Time on your scheduled due date.

  • Pay your loan in full (this is what will occur if you do not make changes to your scheduled payment)
  • Refinance your loan, pay the interest and fees plus 10% towards the principal* *Please Note: You must log on to the website to change your payment option by 4:00 PM Central Time on your scheduled due date. In your state you may refinance your loan up to two times before it must be paid in full.

Below is the Fee Schedule for a 14 day loan. To view different terms, change the days of loan below.

Days of Loan:

Loan
Amount		 Total
Interest
and Fees		 Total Due APR
$100 $22.50 $122.50 586.61%
$150 $33.75 $183.75 586.61%
$200 $45.00 $245.00 586.61%
$250 $56.25 $306.25 586.61%
$300 $67.50 $367.50 586.61%
$350 $78.75 $428.75 586.61%
$400 $90.00 $490.00 586.61%
$450 $101.25 $551.25 586.61%
$500 $112.50 $612.50 586.61%

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