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Loan Cost and Terms

Maine

PayDay One is committed to providing great rates to our customers. In fact, we are the only online lender that offers a Great Rate Guarantee. We shop around so you don’t have to. But if you do find a lower price from another licensed online lender we'll match it.

Maximum Loan Amount

The maximum loan amount for Maine residents is $300.

Repayment Option(s)

Your loan must be paid in full on your scheduled due date.

Please Note: All payment schedule changes must be made by 4:00 PM Central Time the banking day (excluding bank holidays) before your scheduled due date.

Below is the Fee Schedule for a 14 day loan. To view different terms, change the days of loan below.

Days of Loan:

Loan
Amount
Total
Interest
and Fees
Total Due APR
$100 $15.00 $115.00 391.07%
$150 $15.00 $165.00 260.71%
$200 $15.00 $215.00 195.54%
$250 $25.00 $275.00 260.71%
$300 $25.00 $325.00 217.26%

View License/Registration
License



We apologize for the inconvenience, but we are currently not originating loans in your state.

Our partner, ThinkCash, may be able to assist you with your loan needs.

We will automatically redirect you in a few seconds to complete an application with ThinkCash, or you may visit them at www.thinkcash.com at your convenience. Thank you!


DELAWARE DISCLOSURES Section 2235A(b)

  • This loan is designed as a short term cash flow solution and is not designed as a solution for longer-term financial problems
  • Additional fees may accrue if the loan is rolled over
  • Credit counseling services are available to consumers who are experiencing financial problems
DELAWARE DIVULGACIONES Sección 2235A(b)

  • Este préstamo está diseñado como una corto plazo el flujo de caja y la solución no está diseñado como una solución a largo plazo problemas financieros
  • Tasas adicionales pueden acumular si el préstamo se arrastro’
  • Servicios de consejer’ia de crédito están disponibles para los consumidores que están experimentando problemas financieros






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© 2002 - 2012 PayDay One All Rights Reserved.

IMPORTANT DISCLOSURES: PayDay One and its affiliates offer payday advances, installment loans and credit services only to residents in those states where permitted by law. To obtain a loan, you must have a valid checking account and email address. In most cases loans will be funded the next business day without requiring any faxing of information unless we are unable to verify your application information. Great Rates refers to rates as compared to other similarly licensed online lenders.

The OneNow Visa Prepaid Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank; Member FDIC. The Bancorp Bank is not affiliated in any way with this product and does not endorse or support this offer.
OBTAINING YOUR CARD: THE USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.

CONSUMER NOTICE: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

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