Loan Cost and Terms

Remember, PayDay One is the only lender that is state licensed and offers a Great Rate Guarantee. To see the loan cost & terms in your state, just click on the map or on your state’s name in the list on the right.

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866-580-1226

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IMPORTANT DISCLOSURES: PayDay One and its affiliates offer payday advances, installment loans and credit services only to residents in those states where permitted by law. To obtain a loan, you must have a valid checking account and email address. In most cases loans will be funded the next business day without requiring any faxing of information unless we are unable to verify your application information. Great Rates refers to rates as compared to other similarly licensed online lenders.

The OneNow Visa Prepaid Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank; Member FDIC. The Bancorp Bank is not affiliated in any way with this product and does not endorse or support this offer.
OBTAINING YOUR CARD: THE USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.

CONSUMER NOTICE: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

PayDay One

Loan Cost and Terms

Get Started Now Or apply by phone 866-580-1226

Get Started Now Or apply by phone
866-580-1226