Loan Cost and Terms

Kentucky

PayDay One is committed to providing great rates to our customers. In fact, we are the only online lender that offers a Great Rate Guarantee. We shop around so you don’t have to. But if you do find a lower price from another online lender we'll match it.

Maximum Loan Amount

The maximum loan amount for Kentucky residents is $1000.

Below is the Fee Schedule for a 14 day loan. To view different terms, change the days of loan below.

Days of Loan:

Loan
Amount		 Total
Interest
and Fees		 Total Due APR
$100 $17.50 $117.50 456.25%
$150 $26.25 $176.25 456.25%
$200 $35.00 $235.00 456.25%
$250 $43.75 $293.75 456.25%
$300 $52.50 $352.50 456.25%
$350 $61.25 $411.25 456.25%
$400 $70.00 $470.00 456.25%
$450 $78.75 $528.75 456.25%
$500 $87.50 $587.50 456.25%
$550 $96.25 $646.25 456.25%
$600 $105.00 $705.00 456.25%
$650 $113.75 $763.75 456.25%
$700 $122.50 $822.50 456.25%
$750 $131.25 $881.25 456.25%
$800 $140.00 $940.00 456.25%
$850 $148.75 $998.75 456.25%
$900 $157.50 $1,057.50 456.25%
$950 $166.25 $1,116.25 456.25%
$1,000 $175.00 $1,175.00 456.25%

Repayment Option(s)

  • Pay your loan in full
  • Refinance your loan and pay just the interest and fees
  • Refinance your loan, pay the interest and fees plus 10% or more towards the principalNote: You may only use this option a maximum of 4 times

Get Started Now Or apply by phone
866-580-1226

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