How it Works

Getting a loan from PayDay One is fast and easy. Here’s how it works:

Complete our easy application Receive funds in your bank account Manage your account with ease

Step 1: Complete our easy loan application

Our loan application is easy and secure. You can apply online or by phone in just a few minutes. Either way, you’ll get an answer in seconds. Why not apply now and find out how much cash you can get?

All you need to apply for a loan from PayDay One is an email address, active checking account, and a job or regular source of income. You must also be at least 18 years old and a US citizen.

Step 2: Receive funds in your account

Upon approval, your checking account will be electronically credited the next business day (for all applications completed by 5:00 PM CT).

Applications received after 5:00PM CT are processed the next day.

Recieve loans table

Step 3: Manage your account with ease

With PayDay One , you’ll have online access to your account 24/7. You can check your balance and make payments with just a few clicks. We’ll even send you email reminders when a payment is due. And if you ever need help, just call or email a helpful PayDay One loan specialist.

Still have questions? Here are a few ways to learn more:

Get Started Now Or apply by phone
866-580-1226

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