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Fast Cash Loans

PayDay One fast cash loans are short-term financial answers that permit you to meet a need until your next payday.

Our fast cash loans have helped thousands of people cope with difficult financial matters quickly, securely, and discreetly. If you are at least 18 years of age and have a job or established source of income, email address, listed home phone, and checking account in good standing, and you're well on you way to qualifying for the cash advance you need.

How it Works
Just fill out our online application and submit the application from our secure website on the Internet. An email response with the application results will be sent to you usually within a few short minutes. Once approved, you are able to electronically sign and agree to the terms of the loan.

Three easy steps are all it takes to receive your payday advance. If you have an email address, checking account in good standing and an established source of income you're all set to apply.

The PayDay One application is simple and secure. You furnish the facts about your occupation, residence, a few references and a valid bank account and you're set to go! As soon as you're approved and sign and submit your loan, your funds will be electronically submitted to your bank on the next business day.

For your convenience, your payments will be electronically debited from your checking account unless you make alternate payment arrangements.

So start now! Just click on Apply Now and get the extra cash you need.

Get Started Now

First Name
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Email Address
Promo Code or Referral ID (Optional)
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Time Remaining

To Get Cash By Tomorrow

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IMPORTANT DISCLOSURES: PayDay One and its affiliates offer payday advances, installment loans and credit services only to residents in those states where permitted by law. To obtain a loan, you must have a valid checking account and email address. In most cases loans will be funded the next business day without requiring any faxing of information unless we are unable to verify your application information. Great Rates refers to rates as compared to other similarly licensed online lenders.

This is an expensive form of credit. PayDay One loans are designed to help you meet your short-term borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for longer-term credit or other financial needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Refinancing may be available and is not automatic. Refinancing your loan will extend the term of the loan and result in additional interest charges. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. We will never charge you any "hidden fees" that are not fully disclosed in the Loan Agreement or the Loan Cost & Terms. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. We adhere to the Federal Debt Collections Protection Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. Customers with credit difficulties should seek credit counseling.

First time PayDay One customers typically qualify for loans from $100 to $1,000.

Single-Payment (Payday) Loans in CA, ID, OH, TX	Multi-Payment (Installment) Loans in DE, IL, LA, MO, NM, SC, SD, UT, WI
APR range for loans with a 14-day term: 459.90% - 663.67%	APR range for loans with bi-weekly payments: 198.44% - 637.00%
For example: A $250 loan in California repaid in 14 days, including $44.10 of finance charges, has an APR of 459.90%.	For example: A $750 loan in South Dakota repaid in 18 bi-weekly payments of $114.74, including $1,315.33 of interest, has an APR of 358.99%.

The foregoing are examples only — loan amounts, loan repayment terms and applicable finance charges vary by state and are governed by your loan agreement and relevant state law. Please see Loan Cost & Terms for more details.

CONSUMER NOTICE: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.